Loan Comparison Switzerland: The Original! Compare low-interest loans and apply online.

Real-time Swiss personal loan comparison with 19 available online offers. 100% free, fast and reliable.

Kreditvergleich.ch is an independent comparison portal for Swiss personal loans with structured and transparent loan comparisons.
Our overview of all reputable Swiss credit providers makes it is possible to find the most suitable loan safely and quickly.
Our individual loan comparisons are revolutionising the Swiss credit market, whether Personal Loan, Corporate Loan or Mortgages.

  • Largest Swiss loan comparison
  • Neutral and independent
  • Expert loan consulting
  • 100% free & legit
  • Daily updated interest rates
  • All loan providers
  • Loan request without ZEK entry
  • The Swiss original

The following personal loan comparison for Switzerland provides a initial market overview without requiring any personal data.

Increase your chances of approval: Avoid making multiple applications to different credit providers.

All credit enquiries in Switzerland are registered with the Central Office for Credit Information (ZEK). The ZEK provides information on current obligations (loans, leases and credit cards), on enquiries made and on payment behaviour. Multiple enquiries with individual credit banks can lead to subsequent rejections (poorer credit rating). You can find more information on the ZEK here: https://www.zek.ch/de-ch/kredit-leasingnehmer/eintrage-zu-meiner-person

Loan Comparison Switzerland: Last updated on 19 June, 2026

  • 19 current loan offers
  • 3 calculation filters (employees, self-employed and homeowners)
  • Annual interest rates from 3.95% to 9.9%
  • Output: Annual Percentage Rate (APR)
  • Detailed breakdown of acceptance criteria, features, and total costs

Important notice: The minimum interest rates displayed on Kreditvergleich.ch correspond to the best conditions communicated by the respective providers and are subject to very strong creditworthiness. The interest rates actually granted may be higher depending on the individual situation (e.g. income, credit rating, and level of debt). In addition to the public comparison, there is an optional opportunity for individual credit advice provided by credit specialists. This is only offered upon explicit request and is independent of the comparison process.

Loan comparison (interactive loan comparison calculator) with specification of loan amount and loan term:

50.000 CHF
48 Months
 Homeowner
 Self-employed
Ihre Auswahl ergab keine Ergebnisse. Versuchen Sie eine andere Kreditsumme bzw. Laufzeit
PostFinance - Personal loan
Interest Rate3.95% - 8.9%
Amount of loan1.000 CHF - 80.000 CHF
Monthly Costs1.128 CHF - 1.242 CHF
Total costs54.136 CHF- 59.610 CHF
Interest Rate3.95% - 8.9%
Amount of loan1.000 CHF - 80.000 CHF
Monthly Costs1.128 CHF - 1.242 CHF
Total costs54.136 CHF - 59.610 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:3,95% - 8,9%
Monthly costs:1.128 CHF - 1.242 CHF
Total costs:54.136 CHF - 59.610 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:64 (at the end of the contract)
Employment type:Permanent employment
Self-employed allowed:No
Documents to be submitted
ID, C/B permit, pay slips (last 3 months)
Bank information:
Bank name:PostFinance
Address:PostFinance AG, Mingerstrasse 20, CH- 3030 Bern
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about PostFinance
Loan Enquiry
Lend - Personal loan
Interest Rate4.3% - 9.96%
Amount of loan10.000 CHF - 200.000 CHF
Monthly Costs1.136 CHF - 1.267 CHF
Total costs54.513 CHF- 60.824 CHF
Interest Rate4.3% - 9.96%
Amount of loan10.000 CHF - 200.000 CHF
Monthly Costs1.136 CHF - 1.267 CHF
Total costs54.513 CHF - 60.824 CHF
Further Information Close
Loan Enquiry
Loan terms:
If the loan agreement is concluded, a platform fee of 0.7% to 1.3% per year will be charged on the loan amount received. These fees charged by lend.ch are already included in the effective annual interest rate shown in our loan calculator.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,3% - 9,96%
Monthly costs:1.136 CHF - 1.267 CHF
Total costs:54.513 CHF - 60.824 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:65
Employment type:Permanently employed, not terminated, probation period must be completed.
Self-employed allowed:Yes / for 2 years
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:Lend
Address:Lend (Switzerlend AG), Mühlebachstrasse 38, CH-8008 Zürich
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Lend
Loan Enquiry
Bob Finance - Personal loan
Interest Rate4.7% - 9.9%
Amount of loan3.000 CHF - 80.000 CHF
Monthly Costs1.145 CHF - 1.266 CHF
Total costs54.945 CHF- 60.755 CHF
Interest Rate4.7% - 9.9%
Amount of loan3.000 CHF - 80.000 CHF
Monthly Costs1.145 CHF - 1.266 CHF
Total costs54.945 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,7% - 9,9%
Monthly costs:1.145 CHF - 1.266 CHF
Total costs:54.945 CHF - 60.755 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:64 (at the end of the contract)
Employment type:Non-terminated and permanent employment in Switzerland or Liechtenstein
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:Bob Finance
Address:bob Finance (Valora Schweiz AG), Hardturmstrasse 161, CH–8005 Zürich
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Bob Finance
Loan Enquiry
CG24 Group - Personal loan
Interest Rate4.83% - 9.95%
Amount of loan5.000 CHF - 250.000 CHF
Monthly Costs1.148 CHF - 1.267 CHF
Total costs55.086 CHF- 60.813 CHF
Interest Rate4.83% - 9.95%
Amount of loan5.000 CHF - 250.000 CHF
Monthly Costs1.148 CHF - 1.267 CHF
Total costs55.086 CHF - 60.813 CHF
Further Information Close
Loan Enquiry
Loan terms:
The interest rates shown here include the effective annual interest rate and the one-time up-front service fee. Up to 1% of the outstanding loan amount, with a minimum of CHF 50.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,83% - 9,95%
Monthly costs:1.148 CHF - 1.267 CHF
Total costs:55.086 CHF - 60.813 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment type:Non-terminated and permanent employment (minimum CHF 3,500 per month)
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:CG 24
Address:CG24 Group AG, Letzigraben 89, CH-8003 Zürich
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about CG24 Group
Loan Enquiry
Migrosbank - Personal loan
Interest Rate4.9% - 7.9%
Amount of loan1.000 CHF - 100.000 CHF
Monthly Costs1.149 CHF - 1.218 CHF
Total costs55.162 CHF- 58.478 CHF
Interest Rate4.9% - 7.9%
Amount of loan1.000 CHF - 100.000 CHF
Monthly Costs1.149 CHF - 1.218 CHF
Total costs55.162 CHF - 58.478 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,9% - 7,9%
Monthly costs:1.149 CHF - 1.218 CHF
Total costs:55.162 CHF - 58.478 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Bank provider:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:64 (at the end of the contract)
Employment type:Permanent and non-terminated employment
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit (min. 2 years), debt enforcement register extract, pay slips (last 3 months)
Bank information:
Bank name:Migros Bank
Address:Migros Bank AG, Seidengasse 12, CH-8001 Zürich
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Migros Bank
Loan Enquiry
Creditolino - Personal loan
Interest Rate4.9% - 9.9%
Amount of loan2.500 CHF - 50.000 CHF
Monthly Costs1.149 CHF - 1.266 CHF
Total costs55.162 CHF- 60.755 CHF
Interest Rate4.9% - 9.9%
Amount of loan2.500 CHF - 50.000 CHF
Monthly Costs1.149 CHF - 1.266 CHF
Total costs55.162 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Our loan comparison calculator calculates a maximum loan term of 63 months for the Creditolino loan (calculation basis: 2.02%), as the minimum monthly instalment is 2% of the requested loan amount.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,9% - 9,9%
Monthly costs:1.149 CHF - 1.266 CHF
Total costs:55.162 CHF - 60.755 CHF
Loan features
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:63
Employment type:Regular income from a non-terminated employment / probation period completed
Documents to be submitted
Copy of ID, C/B permit (min. 2 years), pay slips (last 3 months)
Bank information:
Bank name:Creditolino
Address:MF Group AG, 
Kornhausstrasse 25, 
9001 St. Gallen
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Creditolino
Loan Enquiry
Cashare - Personal loan
Interest Rate4.4% - 9.9%
Amount of loan1.000 CHF - 1.000.000 CHF
Monthly Costs1.169 CHF - 1.297 CHF
Total costs56.120 CHF- 62.255 CHF
Interest Rate4.4% - 9.9%
Amount of loan1.000 CHF - 1.000.000 CHF
Monthly Costs1.169 CHF - 1.297 CHF
Total costs56.120 CHF - 62.255 CHF
Further Information Close
Loan Enquiry
Loan terms:
If the loan agreement is concluded, a platform fee of 0.75% per year of the received loan amount is charged (minimum fee for personal loans CHF 75.00). This fee is included in our loan comparison in the total costs.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,4% - 9,9%
Monthly costs:1.169 CHF - 1.297 CHF
Total costs:56.120 CHF - 62.255 CHF
Of which fees:
0.75% per year (minimum 75 CHF/year)		1.500 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:70 (at the end of the contract)
Employment type:Regular income
Self-employed allowed:Yes, 2 years of activity
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:Cashare
Address:Cashare AG, Bösch 73, CH – 6331 Hünenberg
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Cashare
Loan Enquiry
Crowd4Cash - Personal loan
Interest Rate5.9% - 9.9%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.172 CHF - 1.266 CHF
Total costs56.254 CHF- 60.755 CHF
Interest Rate5.9% - 9.9%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.172 CHF - 1.266 CHF
Total costs56.254 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
If the loan agreement is concluded, a platform fee of 0.8% per year of the received loan amount (minimum fee CHF 60.00) is charged. These fees are included in the displayed effective annual interest rates.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:5,9% - 9,9%
Monthly costs:1.172 CHF - 1.266 CHF
Total costs:56.254 CHF - 60.755 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:64 (at the end of the contract)
Employment type:Permanent employment: With the same employer for at least 3 months
Self-employed allowed:Yes
Documents to be submitted
Copy of ID, C/B permit (minimum 2 years), debt enforcement register extract, salary statements (last 3 months), rental agreement, health insurance policy.
Bank information:
Bank name:Crowd4Cash
Address:Crowd4Cash (Crowd Solutions AG), Bellevueweg 42, CH-6300 Zug
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Crowd4Cash
Loan Enquiry
ècash (Cornèrbank) - Personal loan
Interest Rate5.9% - 9.9%
Amount of loan5.000 CHF - 80.000 CHF
Monthly Costs1.172 CHF - 1.266 CHF
Total costs56.254 CHF- 60.755 CHF
Interest Rate5.9% - 9.9%
Amount of loan5.000 CHF - 80.000 CHF
Monthly Costs1.172 CHF - 1.266 CHF
Total costs56.254 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:5,9% - 9,9%
Monthly costs:1.172 CHF - 1.266 CHF
Total costs:56.254 CHF - 60.755 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment type:Non-terminated and permanent employment
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:ècash (Cornèrbank)
Address:ècash Cornèrbank AG, Via Canova 16, CH-6901 Lugano
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about ècash (Cornèr Bank)
Loan Enquiry
Cembra - Personal loan
Interest Rate5.95% - 9.95%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.173 CHF - 1.267 CHF
Total costs56.309 CHF- 60.813 CHF
Interest Rate5.95% - 9.95%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.173 CHF - 1.267 CHF
Total costs56.309 CHF - 60.813 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:5,95% - 9,95%
Monthly costs:1.173 CHF - 1.267 CHF
Total costs:56.309 CHF - 60.813 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment type:Permanent employment
Self-employed allowed:Yes
Documents to be submitted
ID, C/B permit, pay slips (last 3 months)
Bank information:
Bank name:Cembra
Address:Cembra Money Bank AG, Löwenstrasse 52, CH-8001 Zürich
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Cembra
Loan Enquiry
Cashgate - Personal loan
Interest Rate6.9% - 9.9%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF- 60.755 CHF
Interest Rate6.9% - 9.9%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
For Swiss citizens or persons with a C permit and an income of CHF 4,500 or more, the interest rates apply: Loan term 48 months or less = 6.9 %. Loan term 60 months = 7.9 %. Loan term 72 months or more = 8.9 %. For Swiss citizens or persons with a C or B permit and an income under CHF 4,500, the interest rates apply: Loan term 48 months or less = 8.9 %. Loan term 60 months = 9.9 %. Loan term 72 months or more = 8.9 %.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:6,9% - 9,9%
Monthly costs:1.195 CHF - 1.266 CHF
Total costs:57.360 CHF - 60.755 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment type:Non-terminated and permanent employment
Self-employed allowed:Yes
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:Cashgate
Address:Cembra Money Bank AG (acting under its brand cashgate)
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Cashgate
Loan Enquiry
Credit Now - Personal loan
Interest Rate6.9% - 9.9%
Amount of loan5.000 CHF - 250.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF- 60.755 CHF
Interest Rate6.9% - 9.9%
Amount of loan5.000 CHF - 250.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:6,9% - 9,9%
Monthly costs:1.195 CHF - 1.266 CHF
Total costs:57.360 CHF - 60.755 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:70 (at the end of the contract)
Employment type:Regular income from a non-terminated employment / probation period completed
Self-employed allowed:Yes / for 2 years
Documents to be submitted
Copy of ID, C/B permit (min. 2 years), pay slips (last 3 months)
Bank information:
Bank name:Credit Now (BANK-now AG)
Address:BANK-now AG, Neugasse 18, CH-8810 Horgen
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Credit Now
Loan Enquiry
WKB - Personal loan
Interest Rate6.9%
Amount of loan1.000 CHF - 80.000 CHF
Monthly Costs1.195 CHF
Total costs57.360 CHF
Interest Rate6.9% - %
Amount of loan1.000 CHF - 80.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:6,9%
Monthly costs:1.195 CHF
Total costs:57.360 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Bank provider:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment type:Regular income from a non-terminated employment
Self-employed allowed:No
Documents to be submitted
Usually copy of ID, C/B permit, salary statements (last 3 months)
Bank information:
Bank name:Walliser Kantonalbank
Address:Walliser Kantonalbank, Place des Cèdres 8, CH-1951 Sitten
Further information about WKB
Loan Enquiry
Genfer Kantonalbank - Personal loan
Interest Rate7.4%
Amount of loan2.500 CHF - 70.000 CHF
Monthly Costs1.207 CHF
Total costs57.917 CHF
Interest Rate7.4% - %
Amount of loan2.500 CHF - 70.000 CHF
Monthly Costs1.207 CHF - 1.266 CHF
Total costs57.917 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
The BCGE personal loan can only be granted by opening a BCGE personal account with a standing order to repay the loan instalments.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:7,4%
Monthly costs:1.207 CHF
Total costs:57.917 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Bank provider:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment type:Permanent employment (after completion of probation period)
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit (min. 2 years), pay slips (last 3 months), copy of the latest electricity or phone bill
Bank information:
Bank name:Genfer Kantonalbank
Address:Banque Cantonale de Genève, Quai de l'Ile 17 - P.O. Box 2251, CH-1211 Geneva
Further information about BCGE
Loan Enquiry
Crédit Agricole Next Bank - Personal loan
Interest Rate7.75%
Amount of loan5.000 CHF - 80.000 CHF
Monthly Costs1.215 CHF
Total costs58.310 CHF
Interest Rate7.75% - %
Amount of loan5.000 CHF - 80.000 CHF
Monthly Costs1.215 CHF - 1.266 CHF
Total costs58.310 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:7,75%
Monthly costs:1.215 CHF
Total costs:58.310 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:70 (at the end of the contract)
Employment type:Permanent, unlimited, and non-terminated employment contract for 6 months
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit (minimum 2 years), salary statements (last 3 months), employment contract
Bank information:
Bank name:Crédit Agricole Next Bank
Address:Crédit Agricole next bank (Suisse) SA, Rue du Rhône 67, CH-1204 Geneva
Important: The minimum interest rates shown are display rates and depend on your creditworthiness. Credit applications directly with the bank may have a negative impact on later credit assessments (e.g. ZEK entries). With our optional Loan Enquiry you receive free, personalized advice from credit specialists who negotiate with banks on request. This preliminary consultation is carried out without a ZEK enquiry.
Further information about Crédit Agricole
Loan Enquiry

Loan Comparison Calculator – Available Filters

  • Employed
    Personal loans for individuals with regular employment income.
  • Homeowners & Employed
    For borrowers with stable employment and additional property ownership.
  • Self-employed
    For self-employed individuals with variable income and individual credit assessment.
  • Homeowners & Self-employed
    For self-employed borrowers with property ownership or additional asset backing.
  • Further Information
    Details on requirements, interest rates, and loan conditions.

Representative Example according to PBV:

For a net loan amount of CHF 50,000 and a loan term of 48 months, the monthly payment is CHF 1,138.30. With an effective annual interest rate of 4.5%, the total costs (interest) amount to CHF 4,638.40, resulting in a total amount of CHF 54,638.40. Credit granting is prohibited if it leads to over-indebtedness (Art. 3 UWG). All calculations are made excluding the costs for optional payment protection.

All personal loan offers in a tabular view

Provider
Amount of loan
Term
Interest Rate
Charges
ProviderCreditolino
Personal Loan
Amount of loan2.500 - 50.000 CHF
Term1 - 63 Monate
Interest Rate4,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderCredit Now
Personal Loan
Amount of loan5.000 - 250.000 CHF
Term6 - 84 Months
Interest Rate6,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderCredit Now
(for homeowners)
Amount of loan5.000 - 250.000 CHF
Term6 - 84 Months
Interest Rate4,90 - 7,90%
Chargesnone
Loan Enquiry
ProviderMigrosbank
Personal Loan
Amount of loan1.000 - 100.000 CHF
Term6 - 84 Months
Interest Rate4,90 - 7,90%
Chargesnone
Loan Enquiry
ProviderBob Finance
Personal Loan
Amount of loan3.000 - 80.000 CHF
Term6 - 120 Months
Interest Rate4,70 - 9,90%
Chargesnone
Loan Enquiry
ProviderPostFinance
Personal Loan
Amount of loan1.000 - 80.000 CHF
Term6 - 84 Months
Interest Rate3,95 - 8,90%
Chargesnone
Loan Enquiry
ProviderCembra
Personal Loan
Amount of loan1.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate5,95 - 9,95%
Chargesnone
Loan Enquiry
ProviderCG24 Group
Personal Loan
Amount of loan5.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate4,83 - 9,95%
Chargesnone
Loan Enquiry
ProviderCrowd4Cash
Personal Loan
Amount of loan1.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate5,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderCashare
Personal Loan
Amount of loan1.000 - 1.000.000 CHF
Term1 - 60 Months
Interest Rate4,40 - 9,90%
Charges0.75% per year (minimum 75 CHF/year)
Loan Enquiry
ProviderGenfer Kantonalbank
Personal Loan
Amount of loan2.500 - 70.000 CHF
Term6 - 60 Months
Interest Rate7,40%
Chargesnone
Loan Enquiry
ProviderGenfer Kantonalbank
(for homeowners)
Amount of loan2.500 - 70.000 CHF
Term6 - 60 Months
Interest Rate5,20%
Chargesnone
Loan Enquiry
ProviderWKB
Personal Loan
Amount of loan1.000 - 80.000 CHF
Term1 - 60 Months
Interest Rate6,90%
Chargesnone
Loan Enquiry
Providerècash (Cornèrbank)
Personal Loan
Amount of loan5.000 - 80.000 CHF
Term12 - 84 Months
Interest Rate5,90 - 9,90%
Chargesnone
Loan Enquiry
Providerècash (Cornèrbank)
(for homeowners)
Amount of loan5.000 - 80.000 CHF
Term12 - 84 Months
Interest Rate4,50 - 9,90%
Chargesnone
Loan Enquiry
ProviderCrédit Agricole Next Bank
Personal Loan
Amount of loan5.000 - 80.000 CHF
Term12 - 84 Months
Interest Rate7,75%
Chargesnone
Loan Enquiry
ProviderCrédit Agricole Next Bank
(for homeowners)
Amount of loan5.000 - 80.000 CHF
Term12 - 84 Months
Interest Rate4,49%
Chargesnone
Loan Enquiry
ProviderCashgate
Personal Loan
Amount of loan1.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate6,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderCashgate
(for homeowners)
Amount of loan1.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate3,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderLend
Personal Loan
Amount of loan10.000 - 200.000 CHF
Term12 - 84 Months
Interest Rate4,30 - 9,96%
Chargesnone
Loan Enquiry

Missing a loan provider for personal loans? Contact us: info @ kreditvergleich.ch

Important Information: If you submit credit applications directly to several credit providers, your creditworthiness will deteriorate due to the ZEK queries from each provider. Fill out our form "Loan Application" to receive a free preliminary consultation (credit comparison) without a ZEK query - your creditworthiness remains unaffected.

Please note: Although we constantly strive to make the calculations in our Swiss credit comparison as accurate as possible, we cannot guarantee 100% accuracy. Our credit specialists do not work together with all of the credit providers listed in our loan comparison. Click on "Loan Application" to receive competent & free loan advice and subsequently, if desired, suitable credit offers.

General information on personal loans, corporate loans and mortgages

Representative example calculations for personal loans

The following examples are based on a term of 48 months.

Loan 10000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
229.45 CHF / Month

Loan 20000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
458.95 CHF / Month

Loan 50000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
1147.30 CHF / Month

Loan 100000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
2294.65 CHF / Month

The size of your monthly loan instalment depends on 3 factors: The Loan amount in francs, the Term and the applicable interest rate (depending on personal creditworthiness). With the Loan Calculator you can compare the expected monthly costs of your desired loan quickly and easily.

Find the right loan with our loan comparison

Credit Comparison – Compare the Swiss Consumer Credit Market Transparently

Get a neutral overview of current credit conditions, interest rates, and approval criteria from relevant Swiss consumer credit providers.

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Personalised Credit Advice – ZEK-Neutral and Without Obligation

On request, you receive personalised credit advice without unnecessary multiple enquiries with individual banks.

Suitable Credit Offers – Receive Individualised Offers

On request, after further assessment, you will receive suitable and individual credit offers tailored to your personal situation.

Loan comparison FAQ

How do I find the best loan?

In Switzerland, there is no single “best” loan. The terms depend heavily on an individual’s creditworthiness. The better the creditworthiness, the higher the chances of obtaining a loan at a low interest rate within the range of the advertised “headline rates.”
As part of the credit assessment, banks and lenders evaluate creditworthiness in accordance with the Consumer Credit Act (KKG). This typically also includes a check with the ZEK (Central Office for Credit Information) to assess existing obligations and payment behavior.
How do I obtain a low-interest loan in Switzerland?

First, an independent comparison should be used to obtain an overview of the market in order to review the available loan offers in Switzerland. In particular, the loan features as well as personal eligibility should be considered.
An independent consultation without a ZEK inquiry by credit specialists can also be helpful. Credit professionals are generally familiar with the approval rates of lenders for favorable interest rates.
Only when a final loan application is submitted will a ZEK inquiry be triggered by the lender to assess legal creditworthiness.
Is it worth comparing credit offers?

Yes, since interest rates and fees vary from provider to provider, a credit comparison is definitely recommended. Depending on the loan amount and term, up to several thousand francs can be saved by comparing loan offers.
Is our loan comparison free to use?

The use of our loan comparison is absolutely free of charge - there are no fees or hidden costs whatsoever.
What information do I need for the loan comparison and the loan application?

To use our Loan comparison (Loan comparison calculator) you only need to know the size of the loan you require and the term over which you would like to repay it. For our loan application, on the other hand, we will require the following information:

  • Required loan amount
  • Desired loan term
  • Your name
  • Your date of birth
  • Your nationality
  • Your marital status
  • Occupational status
  • Net monthly income
  • Your address
  • Telephone number *

Which documents are required to get a loan?

  • A copy of your Swiss identity card or residence permit B or C
  • Your last 3 pay slips
  • If the loan is to be used for debt consolidation a copy of the existing loan agreement will be required
  • A copy of your health insurance policy and further documents may be required

What are the general requirements for a loan?

According to the Consumer Credit Act (CCA), the creditworthiness of the borrower has the highest priority. A regular income is therefore the most important requirement for applying for a loan.

  • Minimum age: 18 years. Maximum age: 68 years, whereby the loan must be repaid in full by the age of 69.
  • Regular income
  • Residence in Switzerland or Liechtenstein
  • Swiss citizenship or residence permit B or C
  • No loss certificate, ongoing debt collection or seizures

Market overview: transparent loan comparison in Switzerland

Kreditvergleich.ch provides a transparent comparison of Swiss loan providers only. All listed loan offers come from established and verified financial institutions in Switzerland.

The comparison includes 19 current personal loan offers for Switzerland.

Credit Switzerland: Information 2026

Since January 1, 2016, there are no instant loans in Switzerland (exception: up to a 3-month term and/or for a loan amount of 80,000 francs or more). Every borrower can withdraw from the contract within 14 days of signing the loan application without giving any reason (Consumer Credit Act, Art. 16, para. 1). On Loan Switzerland you will find more information.

We rely on an independent and transparent credit comparison without the need to provide personal data. With an optional credit inquiry on our website, you receive ZEK-neutral and personalized credit advice from loan specialists. All listed credit providers have a real registered office in Switzerland and are carefully reviewed by us for their credibility.

After the independent credit comparison: Optional Loan inquiry

You receive 100% free, independent and professional advice in your preferred language (German, Italian, French, English). The personal consultation is tailored individually to the loan seeker.

Personalised advicePersonalised advice
We will find the right loan for you with free and independent advice.

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Please note: According to Swiss law the granting of a loan is prohibited if it could lead to excessive debt (Art. 3 UWG).