Loan comparison Switzerland - compare loans quickly and securely

Find the best interest rates and fees with our independent and reputable Swiss loan comparison. The most comprehensive credit comparison in Switzerland.

Kreditvergleich.ch has specialised in a safe, fair and goal-oriented way of finding credit.
Our overview of all reputable Swiss credit providers, makes finding the most suitable credit for your needs quick and easy. Our individual loan comparisons are revolutionising the Swiss credit market, whether personal loan, corporate loan or mortgage.

  • The trustworthy Swiss credit comparison site
  • Serious and secure
  • Discreet credit advice
  • 100% free of charge
  • Individual comparisons
  • All credit providers (online)
  • Obtain cheap loans
  • The Swiss original

The following swiss personal loan comparison provides an initial overview. When you apply for a loan on our site you will receive prompt, competent advice and suitable credit offers.

Size of loan
123
Term
123
Sortieren

Static, tabular loan comparison:

Provider
Size of loan
Term
Interest Rate
Charges
Good Finance
5'000 - 80'000 CHF
12 - 84 Months
4.4% - 7.4%
none
Eny Credit
1'000 - 120'000 CHF
6 - 120 Months
4.5% - 9.9%
none
Migrosbank
1'000 - 100'000 CHF
6 - 84 Months
4.7% - 5.9%
none
Cashgate
3'000 - 250'000 CHF
6 - 84 Months
4.9% - 9.9%
none
Credit Now "Classic"
1'000 - 250'000 CHF
6 - 84 Months
7.9% - 9.9%
none
Credit Now "Casa"
1'000 - 250'000 CHF
6 - 84 Months
4.5% - 6.9%
none
Cembra
1000 - 250'000 CHF
12 - 84 Months
7.95% - 9.95%
none
Bob Finance
1'000 - 80'000 CHF
6 - 120 Months
4.9% - 9.9%
none
Genfer Kantonalbank
2500 - 70'000 CHF
6 - 60 Months
5.5% - 5.9%
none
Genfer Kantonalbank (für Eigentümer)
2500 - 70'000 CHF
6 - 60 Months
3.9% - 4.5%
none
CreditGate24
5000 - 5'000'000 CHF
12 - 60 Months
4.8% - 9.9%
0.6 - 0.8% / Jahr, Max. 3 % of the loan amount
Crowd4Cash
5000 - 250'000 CHF
1 - 60 Months
3.9% - 8.9%
0.7% p.a
Cashare
1000 - 1'000'000 CHF
1 - 60 Months
3.9% - 9.9%
0,75% p.a
Lend
5000 - 200'000 CHF
12 - 72 Months
3.5% - 9.8%
0.2% - 1% / year (Already included in the annual interest rate)

Important Information: If you submit credit applications directly to several credit providers, your creditworthiness will deteriorate due to the ZEK queries from each provider. Fill out our form "Loan Application" to receive a free preliminary consultation (credit comparison) without a ZEK query - your creditworthiness remains unaffected.

Please note: Although we constantly strive to make the calculations in our Swiss credit comparison as accurate as possible, we cannot guarantee 100% accuracy. Our credit specialists (partners) do not work together with all of the credit providers listed in our Loan Comparison. Click on "Loan Application" to receive competent & free loan advice and subsequently, if desired, suitable credit offers.

General information on personal loans, corporate loans and mortgages

What does a personal loan cost?

The following examples are calculated for a term of 48 months.

Loan 10000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
229.45 CHF / Month

Loan 20000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
458.95 CHF / Month

Loan 50000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
1147.30 CHF / Month

Loan 100000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
2294.65 CHF / Month

Die Höhe Ihrer monatlichen Kreditrate hängt von 3 Faktoren ab: Der Kreditsumme in Franken, die Term und dem geltenden Kreditzins (abhängig von der persönlichen Bonität). Mit dem Credit Calculator können Sie die voraussichtlichen monatliche Kosten Ihres Wunschkredits schnell und einfach kredite vergleichen.

Find the right loan with our loan comparison

Loan application

Fill in and send the online loan application

More Info

Receive loan offers

Receive attractive and individual credit offers from our credit specialists.

Fill in the loan documents

Fill in and sign the credit documents and send them back - done!

Kreditvergleich FAQ

Yes, since interest rates and fees vary from provider to provider, a credit comparison is definitely recommended. Depending on the loan amount and term, up to several thousand francs can be saved by comparing loan offers.
The use of our loan comparison is absolutely free of charge - there are no fees or hidden costs whatsoever.
To use our Loan comparison (credit calculator) you only need to know the size of the loan you require and the term over which you would like to repay it. For our loan application, on the other hand, we will require the following information:
  • The size of the loan you require
  • The term over which you would like to repay the loan
  • Your name
  • Your date of birth
  • Your nationality
  • Your marital status
  • Your occupational situation
  • Your monthly net income (after tax)
  • Your address
  • Telephone number *
  • A copy of your Swiss identity card or residence permit B or C
  • Your last 3 pay slips
  • If the loan is to be used for debt consolidation a copy of the existing loan agreement will be required
  • A copy of your health insurance policy and further documents may be required
According to the Consumer Credit Act (KKG), the borrower's creditworthiness has top priority. A regular income is therefore the most important basis for obtaining a loan. The following requirements will also need to be met:
  • Minimum age: 18 years
  • Regular income
  • Residence in Switzerland or Liechtenstein
  • Swiss citizenship or residence permit B or C
  • No loss certificate, ongoing debt collection or seizures

In our loan comparison you will find NO debt restructuring and NO immediate loans!

As was reported on 22.11.2016 by Kasssensturz, there are many black sheep operating in the credit sector in Switzerland, specifically when it comes to credit mediation and debt restructuring. In most cases it is foreign credit institutions with a Swiss letterbox address who advertise with instant loans or debt restructuring. Hidden clauses reveal, however, that exorbitant fees are being charged, even without a credit agreement ever having being concluded.

These warnings regarding rogue credit intermediaries have been reiterated for 2020 - see Reklamationszentrale , 10.1.2020. (only in german)

Warning: Even if a company is shown as having it's company headquarters in Switzerland one needs to be careful as dubious companies are now using letterbox addresses in Switzerland.

The websites of dubious companies attempt to give consumers the impression that credit is being granted on application forms. However, in the small print or in the general terms and conditions it is pointed out that no loans are granted, but that financial advice is provided for a fee.

Credit Switzerland: Information

Since 1 January 2016, instant loans are no longer available in Switzerland (exception: up to 3 months term and/or the size of the loan is CHF 80000 or more). According to Swiss law, any borrower may withdraw from the contract without explanation within 14 days of signing the credit application (KKG 16 para. 1). You can find more information on Swiss Loans .

In our loan comparison we focus on a fair and target-orientated solution with selected reputable Swiss credit brokers and credit partners, all of which have real headquarters in Switzerland. We always check and monitor our partners very carefully.

The trustworthy Swiss loan comparison site

Our Swiss credit partners provide an independent and competent consultation in your desired language (Deutsch, Italian, French and English). The consultation is absolutely free of charge and without any obligation whatsoever. The advice provided is individually tailored to the suit the customers needs.

Personalised advicePersonalised advice
We will find the right loan for you with free and independent advice.

Online credit calculatorcredit calculator
Mit dem Online credit calculator , the expected monthly and total costs can be calculated quickly & easily.

Secure and DiscreetSecure and Discreet
Your personal data will be encrypted and transmitted via SSL connection and will not be passed on to third parties.

Fast and ReliableFast and Reliable
Once we have received and checked your credit application you can expect a prompt provisional credit decision.

Kreditvergleich.ch in the Media

Fintechnews.ch

Moneycab

Leader Digital

Netzwoche

Presseportal Schweiz

Please note: According to Swiss law the granting of a loan is prohibited if it could lead to excessive debt (Art. 3 UWG).