The bob Finance loan
The bob Finance Credit can be individually designed and thus adapted to personal possibilities and needs. The company offers a contract period of 6 to 120 months and a credit line between 3,000 CHF and 80,000 CHF. The term can be individually agreed and extended.
bob Finance offers the personal loan at two different effective interest rates: 5.9% and 11.9%. Whichever interest rate applies to the particular loan application is calculated by bob Finance. There are a number of criteria for this:
The following conditions apply to both annual interest rates. The loan can only be granted to private individuals aged between 18 and 64. Customers must have a permanent job and provide a correct telephone or mobile phone number and e-mail address. A place of residence in Switzerland and a Swiss bank account are also required.
Additional criteria at 5.9% annual interest rate are :
- a first-class credit rating
- Swiss citizens or foreigners with residence permit C
- Minimum net income of CHF 4,500
- existing personal loans with a residual debt of more than CHF 5,000 must be transferred to bob Finance
In any case, the place of residence must be in Switzerland. The customer must be able to prove that the loan is financially viable.
