Cashgate is a financial service provider belonging to Cembra Money Bank AG, a well-established Swiss credit institution with many years of experience in consumer lending. Cembra Money Bank AG is listed on the Swiss Stock Exchange (SIX) and is supervised by the Swiss Financial Market Supervisory Authority (FINMA). Cashgate offers simple and fast loans that can conveniently be applied for online.
Cembra Money Bank AG is listed on the Swiss Stock Exchange (SIX) and is supervised by the Swiss Financial Market Supervisory Authority (FINMA). Cashgate offers simple and fast loans that can conveniently be applied for online.
The loan offer from Cashgate
In addition to the regular personal loan, Cembra Money Bank also offers other attractive products:
- Further education loans
- Construction Loan
- Car Loan
- Loan for homeowners
Detailed information about the online personal loan: Cashgate
| Effective annual interest rates: | 6,90% - 9,90% |
| Effective annual interest rates for homeowners: | 3,90%- 9,90% |
| Amount of loan | 1.000 CHF - 250.000 CHF |
| Term | 12 - 84 Months |
| Fees: | none |
| For Swiss citizens or persons with a C permit and an income of CHF 4,500 or more, the interest rates apply: Loan term 48 months or less = 6.9 %. Loan term 60 months = 7.9 %. Loan term 72 months or more = 8.9 %. For Swiss citizens or persons with a C or B permit and an income under CHF 4,500, the interest rates apply: Loan term 48 months or less = 8.9 %. Loan term 60 months = 9.9 %. Loan term 72 months or more = 8.9 %. | |
Representative example
| Amount of loan | 50.000 CHF |
| Term | 48 months |
| Monthly costs | 1.195 CHF - 1.266 CHF |
| Total costs: | 57.360 CHF - 60.755 CHF |
Representative example for homeowners
| Amount of loan | 50.000 CHF |
| Term | 48 months |
| Monthly costs | 1.127 CHF - 1.266 CHF |
| Total costs: | 54.082 CHF - 60.755 CHF |
Loan features
| Second applicant possible: | Yes |
| Credit insurance possible: | Yes |
| Free early repayment: | Yes |
| Free full repayment: | Yes |
| No fees: | Yes |
| Loan refinancing possible: | Yes |
| Loan increase possible: | Yes |
| Document upload possible: | Yes |
| Bank provider: | Yes |
| Digital signature: | Yes |
| 100% Online: | Yes |
| Loan decision within 24 hours: | Yes |
Conditions
| Maximum age: | 65 (at the end of the contract) |
| Employment type: | Non-terminated and permanent employment |
| Self-employed possible: | Yes |
Documents to be submitted
| Copy of ID, C/B permit, salary statements (for the last 3 months) |
Remarks
| Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry. |
The cashgate Credit
The Cashgate loan is suitable for various personal financing needs such as renovations, purchases, or debt consolidation. Loan amounts can be selected between CHF 1,000 and CHF 250,000. The term is flexible, from 12 to 84 months.
The effective annual interest rate ranges between 3.9 % and 9.9 % (from 3.9 % for homeowners), depending on creditworthiness, loan amount, and term. After submitting an online application, a quick credit check is carried out and, in many cases, a preliminary decision is provided. The contract signing is done digitally. The monthly installments remain constant throughout the entire term, providing good planning security. The disbursement takes place after the statutory 14-day withdrawal period.
Loan conditions details: see the table above.
Advantages of the Cashgate Loans
Cashgate AG attaches great importance to a sense of responsibility when granting loans. As a matter of principle, only loans are granted whose affordability can be demonstrated without any problems. If there is a possibility of over-indebtedness, the loan is rejected.
The advantages at a glance:
- Product of the reputable Cembra Money Bank AG
- Quick decision after online application
- Digital contract processing
- Payout after the withdrawal period
- No hidden fees
- Payout after the withdrawal period
The loan can easily be applied for online using the credit application form . A quick review follows, with a decision and contract sent by our partners. After signing the agreement, the loan amount is paid out following the 14-day statutory waiting period.