Lend Kredit (Switzerlend AG)*

Lend Kredit
Lend (Switzerland AG)
Hofackerstrasse 13
8032 Zürich

Lend is a well-known Swiss crowdlending provider and specialises in lending (personal loans) and investment. Corporate loans are also processed for companies via the crowdlending platform. The aim of Lend is to bring borrowers and investors together. Lend's financial services are only offered online, customer branches are not part of the business philosophy. Only persons resident in Switzerland and employed on a permanent basis are eligible for a loan.

The Lend Peer to Peer Platform was launched in 2015 with the aim of offering loans without a bank, thus providing lower interest rates for borrowers and higher yields for investors. The founder and CEO is Richard Olsen. Switzerlend AG employs over 10 people.

Lend`s head office is in Zurich in the canton of Zurich.

The Personal Loan from Lend

In addition to the traditional cash loan, Lend offers the following products for private individuals:

  • Credit top-up
  • Refinancing loan
  • Refinancing credit card debt
  • Car loans
  • House financing
  • Health Loan
  • Home Loan

The Lend Personal Loan

The cash loan from Lend can be applied for for various purposes, as it is a consumer loan for free disposal. The credit application is made online. The terms for the personal loan range from 12 months to 84 months. The borrower determines the term of the loan. The loan amount can be chosen from CHF 10,000 to CHF 200,000. When applying for the loan, the borrower determines the amount of the loan.

Lend Interest Rates

The Lend personal loan is offered with interest rates of 4.5% to 10.95%. The loan interest rates depend on personal creditworthiness and personal circumstances. The final lending rate is determined after a complete credit check by Lend.

Lend Admin Fees

Provided Your application has been accepted, you pay an annual, score-based fee between 0.65% and 1.50% / year for personal loans. This fee is charged for the entire term of the loan and deducted from the initial loan disbursement. For example, a consumer loan of CHF 10,000 with score B for 36 months has an annual fee of 0.8% (= CHF 80), i.e. a total fee of CHF 80 x 3 years = CHF 240. The actual disbursement is CHF 10,000 - CHF 240 = CHF 9,760.

Advantages of a loan from Lend

The advantages at a glance:

  • Transparent fees
  • Low interest rates
  • 100 % Discretion
  • Loan without a bank
  • Tailor-made loans
  • Dependable credit decisions
  • Rate protection possible

The credit application can be made quickly and easily online. Once the loan has been accepted by the investors and the funds have been transferred to Lend, the loan is paid out to the borrower.

* The personal loan from Lend is currently not offered by any of our partners.