Loan calculator Switzerland - calculate the monthly costs (personal loan)

Use our Loan Calculator Calculate your monthly loan costs with the Kreditvergleich.ch loan calculator. Use the Kreditvergleich.ch loan calculator to calculate the monthly loan costs in CHF based on the loan amount, loan term, and interest rate. The loan calculator displays example interest rates of 3.9% and 9.9% for orientation purposes (approximate values). The calculation is simplified and based on the nominal interest rate. Depending on the provider, particularly with fintech and P2P loans, additional fees may apply. The effective annual interest rate includes all mandatory costs but does not account for optional add-ons such as loan insurance.

The “Loan inquiry” button allows you to receive a free, personal expert consultation. In the subsequent consultation, you will be presented with the best financing options tailored to your individual needs without a ZEK (Central Office for Credit Information) check, and on request, you will receive the most suitable loan offers.

CHF50.000
48
5%
Loan amount:
Interest rate:
Term in Months:
Total costs:
– of which interest:
Monthly costs:
– of which interest:

Get an overview of the costs with our credit calculator

The Loan Calculator quickly and easily provides an overview of the monthly burden of a personal loan in Switzerland. In general, the first point of contact for a loan offer is your main bank. However, the bank’s offer may not be the cheapest or most suitable solution for you. Kreditvergleich.ch finds the optimal loan for you from the largest and most important selection of loan offers in Switzerland.

Calculate interest

  1. Select a loan amount from CHF 1,000 to CHF 1’000’000 in the loan calculator.
  2. Then set the desired loan term; currently, our calculator allows terms from 1 to 120 months.
  3. Select the desired interest rate between 3.9% and 9.9% in the credit calculator and then view the expected features of the selected loan in the credit calculator.

We place great importance on reliability and security when selecting our listed loan providers; only in this way can we ensure a competent and up-to-date loan search. Loan request: Submitted data is used exclusively for loan advisory purposes and, with your consent, shared with our partners to provide you with a well-founded consultation. No hidden broker fees are charged under any circumstances; our service is 100% free for you. During the initial consultation, no ZEK check (Central Office for Credit Information) is performed.

At many loan institutions, it is possible to take out loan insurance (e.g., in case of unemployment or incapacity to work due to accident or illness). Our Loan Calculator shows loan costs without considering loan insurance. Whether loan insurance is included in the loan contract or arranged separately should be discussed with the loan specialists during your personal consultation as part of the loan request.

Representative calculation
Amount of loan
50000 CHF
Kreditlaufzeit:
48 months
Zinssatz: (Effektivzins)
4.5%
Monthly costs
1.140 CHF*
Total costs:
54.728 CHF*

* including optional rate protection