CreditGate24 (Schweiz) AG
The Swiss financial portal CreditGate24.ch offers loans for the self-employed and SMEs, i.e. small and medium-sized enterprises. The service provider is characterised by strict credit checks, death risk insurance and solidarity agreements. The company has a lending licence and is a member of ZEK, IKO and KFS. The online offer enables efficient, transparent and scalable credit processing. Thus CreditGate24ch. is represented exclusively online, thus avoiding branches and high administrative costs. The company was launched in 2015 and works with experienced financial experts. CreditGate24.ch is based in Rüschlikon, Switzerland.
The CreditGate24 Loans
The SME loan offers favourable interest rates and fair conditions. The business loan for small and medium-sized enterprises enables liquidity to be optimised in order to bridge possible bottlenecks. The company also offers flexible solutions when it comes to rescheduling debt, pre-financing current assets or planning projects.
The CreditGate24 SME Loan
The SME Short Term Loan with terms of one to six months also provides short-term liquidity and expands the range of loans on offer in addition to the classic business loans with terms of up to 60 months and monthly instalments and attractive conditions with interest rates from 4.35% p.a. plus 0.6% - 2% p.a., max. 3% charges on the loan amount. In this way, even short-term bad debt losses can be compensated or invoices can be pre-financed. The working capital loan can also be used to finance current assets in order to bridge the time between the purchase of raw materials and the sale of finished products. Companies also use the credit as an investment loan to finance fixed assets in order to expand the company. By providing favourable financing, the research credit from CreditGate24 enables companies to invest in research and development and thus in their future. Small and medium-sized companies in particular are dependent on support and external financing. Project financing is existential for new large-scale projects, as many costs are incurred in advance. This allows companies to remain flexible and able to do business, as the cash flow is only generated afterwards. The SME loan enables companies to save money and to restructure their debts flexibly, as the financing needs of small and medium-sized enterprises are very different.
Advantages of CreditGate24 loans
CreditGate24 AG attaches great importance to responsibility and flexible, secure financing. Therefore, loans are only granted if the creditworthiness is guaranteed. In this way, impending indebtedness is avoided.
The advantages at a glance:
- Simple and fast financing
- Modern technology for online credit application
- Experienced team
- Favourable interest rates, attractive returns
- Budgeting possible through fixed monthly rates
- Possibility of early repayment
- Remission of residual debt in case of death
- Flexible loans
- High transparency
- Personal, individual advice
Companies can conveniently submit their credit application online. The request is processed within a few days. Once the contract has been concluded, the agreed loan amount is paid out after the 14-day cancellation period.