CreditGate24 (Schweiz) AG
CreditGate24 (Switzerland) AG is a crowdlending provider which specialises in private banking for private loans (CreditGate24 Private Loan) and investments. Furthermore CreditGate24 offers business loans. CreditGate24 offers loans only to clients who are resident in Switzerland or Liechtenstein.
The peer to peer platform CreditGate24 was launched in March 2015 with the aim of making credit processes more efficient and easier. The Chairman of the Board of Directors is Christoph M. Müller, who has more than 12 years of experience in the areas of investments and taxes, banking, Zürcher Kantonalbank, Credit Suisse and compliance. The CEO, Stefan Benkert, has worked for PwC and LafargeHolcim and has over 16 years of experience in financial services. Creditgate 24 currently employs over 20 people.
CreditGate24 is headquartered in Rüschlikon, a political municipality in the district of Horgen in the canton of Zurich.
The CreditGate24 Loans
In addition to the traditional personal loan, Creditgate24 offers the following products for private individuals:
- Debt restructuring loan
- Real estate financing
- Educational Credit
- Renovation loan
- Car loan
- Healthcare Loan
CreditGate24 Personal Loan
As it is a cash credit at your free disposal, the personal loan can be applied for by CreditGate24 for various purposes. Flexibility (credit period) and personal needs can be freely incorporated into the CreditGate24 credit. The credit application is made discreetly and quickly. The terms for the personal loan range from 12 months to 60 months. The borrower determines the term. The loan amount can be requested from CHF 5,000 to CHF 5,000,000.
Creditgate24 Interest Rates
The CreditGate24 personal loan is offered with interest rates of 4.8% to 9.9%. The loan interest rates depend on personal creditworthiness and other personal characteristics. The final credit interest rate results from an offer request at CreditGate24. The credit offer with the final interest rate can be accepted or rejected by the borrower.
CreditGate24 Fees & Charges
In addition to the interest, the borrower has to pay fees charged by CreditGate24. The service fee for the CreditGate24 private loan depends on the term of the loan: 0.6 % - 0.8 % p.a., max. 3 % of the loan amount, min.
Advantages of the CreditGate24 Personal Loan
The advantages at a glance:
- Faire, schnelle und flexible Kreditvergabe
- Early repayments possible
- Registration on CreditGate24 is free of charge, as is account management
- Low attractive interest rates
- No hidden costs, transparent fees
- Protection of personal data
The credit application can be made clearly, easily and quickly on the website. Payment to the borrower is only made when the credit project has been accepted by the investors and the funds earmarked for it have been transferred to CreditGate24.
* The Creditgate24 personal loan is currently not offered by any of our partners.