Crowd4cash Loans (Crowd Solutions AG)*

Crowd4Cash
Crowd4cash (Crowd Solutions AG)
Bellevueweg 42
6300 Zug

Crowd4cash is a Swiss crowdlending provider and specialises in retail banking, private loans (Crowd4cash Privatkredit) and investments (for investors). On the Crowd4cash platform it is also possible for companies and investors to obtain or support financing (SME loan). Customer branches are not available as pure Fintech companies.

The peer-to-peer platform was launched in 2015 with the aim of providing loans without a bank, thus enabling lower interest rates for borrowers and higher returns for investors. The founder and CEO/CFO is Roger Bossard. Crowd Solutions AG employs over 5 people.

Prerequisites for a positive credit application:

  • Age between 20 and 65 when the loan expires
  • Residence in Switzerland for at least 6 months and at least a C residence permit
  • Unlimited employment contract (since at least 3 months)
  • No negative entries at the IKO during the last 3 years (legally required information centre for consumer credit).

The head office of Crowd4cash is located in Zug, in the canton of Zug.

The Crowd4cash Loans

In addition to the traditional personal loan, Cashare offers the following products for private individuals:

  • Car loan
  • Debt restructuring
  • Short-Term loans
  • Educational Loan

The Crowd4cash Personal Loan

Der Barkredit von Crowd4cash kann für verschiedene Verwendungszwecke beantragt werden, da es sich um einen Konsumkredit zur freien Verwendung handelt. Der Kreditantrag erfolgt ausschliesslich Online. Für den Privatkredit stehen Laufzeiten von 12 Monaten und 84 Monaten zur Auswahlmöglichkeit. Der Kreditnehmer bestimmt die Laufzeit des Kredits. Die Kreditsumme kann von 5.000 CHF bis 250.000 CHF vom Kreditnehmer gewählt werden.

Crowd4cash Interest Rates

Der Crowd4cash Kredit wird mit Zinsen von 3.9 % bis 9.9 % angeboten. Die Kreditzinsen sind abhängig von Laufzeit und der individuellen Situation des Antragstellers. Der finale Kreditzins ergibt sich nach vollständiger Kreditprüfung durch Crowd4cash.

Service Fees

Crowd4cash charge a service fee. It amounts to 0.7 % p.a for borrowers.

Advantages of the Crowd4cash Personal Loan

The advantages at a glance:

  • Transparent fees
  • Lower interest rate than with conventional providers
  • Restructure existing high interest loans
  • 100% online and thus cheaper

The credit application can be made clearly, online, quickly and discreetly. If the credit project advertised on the Crowd4cash platform has been fully financed by the investors and the funds have been transferred to Crowd4cash by the investors, the disbursement is made to the borrower. 

* The credit of Crowd4cash is currently not offered by any of our partners.