Legal notice and privacy policy

Liability for links

References and links to third-party websites (hyperlinks) are outside our area of responsibility. We decline any responsibility for such websites. Access to and use of such websites is at the user's own discretion and risk.

Copyright

The copyright and all other rights to content, images, photos or other files on the website belong exclusively to PR Fina or to the specifically named holders of rights. For reproduction of any elements, the written consent of the copyright holders must be obtained in advance.

Disclaimer

The author accepts no liability whatsoever with regard to the correctness, accuracy, timeliness, reliability and completeness of the information and details.

Liability claims against the author for damages of a material or immaterial nature arising from access to or use or non-use of the published information, misuse of the connection or technical faults are excluded.

All contents of this website are not binding. The author expressly reserves the right to change, supplement or delete parts of the pages or the entire offer without special notice or to discontinue publication temporarily or permanently.

Information requirements

We hereby expressly point out that the information on our pages is under no circumstances to be regarded as a consulting service. PR Fina itself does not provide financial services. Our offer is free of charge and non-binding and can under no circumstances be invoked in connection with the subsequent conclusion of a contract with one of our partners or any other legally binding agreement. PR Fina itself does not provide credit advice or credit mediation. The task of this online service ends when your enquiry - according to your choice of modules/forms - is passed on to our competent, external partners (financial service providers) (enquiry forms), they contact you and offer you free of charge and without obligation offers. PR Fina works only with reputable and exclusively Swiss companies. We also refer to external websites in the form of hyperlinks. PR Fina has no influence on the contents, registration processes and conclusion of contracts on external websites (hyperlinks) and does not assume any responsibility/liability for them.

Credit calculator and credit comparison

Although we constantly strive to make the calculations in our Swiss credit comparison as accurate as possible, we cannot guarantee 100% accuracy. Our credit specialists (partners) do not work together with all of the credit providers listed in our Loan Comparison. Click on "Loan Application" to receive competent & free loan advice and subsequently, if desired, suitable credit offers.

Data protection

Based on Article 13 of the Swiss Federal Constitution and the data protection provisions of the Swiss Confederation (Data Protection Act, DSG), every person is entitled to protection of his or her privacy and protection against misuse of his or her personal data.

We comply with these provisions. Personal data will be treated in strict confidence and will not be sold or passed on to third parties by us or our partners. The transmitted data will only be used by our partners to establish contact for credit offers and, if approved, for credit applications.

In close cooperation with our hosting providers, we make every effort to protect the databases as far as possible against unauthorised access, loss, misuse or forgery.

When you access our website, the following data is stored in log files: IP address, date, time, browser request and generally transmitted information on the operating system or browser. This usage data forms the basis for statistical, anonymous evaluations, so that trends can be identified, on the basis of which we can improve our offers accordingly.

Privacy policy for the use of Facebook-Plugins (Like-Button)

On our pages are integrated plugins of the social network Facebook, 1601 South California Avenue, Palo Alto, CA 94304, USA You can recognise the Facebook plugins by the Facebook logo or the "Like Button" ("Like") on our page. You can find an overview of the Facebook plugins here: developers.facebook.com/docs/plugins/.

When you visit our pages, the plugin establishes a direct connection between your browser and the Facebook server. Facebook thereby receives the information that you have visited our site with your IP address. If you click the Facebook "Like-Button" while you are logged into your Facebook account, you can link the contents of our pages on your Facebook profile. This enables Facebook to assign visits to our pages to your user account. We would like to point out that we, as the provider of the pages, have no knowledge of the content of the transmitted data or its use by Facebook. Further information on this can be found in the privacy policy of facebook at facebook.com/about/privacy

If you do not want Facebook to be able to assign visits to our pages to your Facebook user account, please log out of your Facebook user account.

Privacy policy for the use of Twitter

Functions of the Twitter service are integrated on our pages. These functions are offered by Twitter Inc, 795 Folsom St., Suite 600, San Francisco, CA 94107, USA. By using Twitter and the "Re-Tweet" function, the websites you visit are linked to your Twitter account and made known to other users. Data such as IP address, browser type, domains called up, pages visited, mobile phone providers, device and application IDs and search terms are transmitted to Twitter.

We would like to point out that we, as the provider of the pages, have no knowledge of the content of the transmitted data or its use by Twitter. Due to continuous updates of the Twitter data protection declaration, we refer to the latest version at (twitter.com/privacy).

You can change your privacy settings on Twitter in the account settings at twitter.com/account/settings If you have any questions, please contact privacy @ twitter.com.

Privacy policy for the use of Google Adsense

This website uses Google AdSense, a service for integrating advertisements from Google Inc. ("Google"). Google AdSense uses so-called "cookies", text files which are stored on your computer and which enable an analysis of the use of the website. Google AdSense also uses so-called web beacons (invisible graphics). Through these web beacons, information such as visitor traffic on these pages can be evaluated.

The information generated by cookies and web beacons about the use of this website (including your IP address) and the delivery of advertising formats is transferred to a Google server in the USA and stored there. This information may be passed on by Google to contractual partners of Google. However, Google will not merge your IP address with other data stored by you.

You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you agree to the processing of the data collected about you by Google in the manner and for the purpose described above.

Privacy policy for the use of Google Analytics

Questo sito web utilizza Google Analytics, un servizio di analisi web di Google Inc. ("Google"). Google Analytics utilizza dei "cookies", che sono file di testo che vengono depositati sul vostro computer per consentire al sito web di analizzare come gli utenti utilizzano il sito. Le informazioni generate dal cookie sull'utilizzo di questo sito web vengono di norma trasmesse a un server di Google negli Stati Uniti e lì memorizzate. Tuttavia, nel caso in cui l'anonimizzazione dell'IP venga attivata su questo sito web, il vostro indirizzo IP verrà abbreviato da Google all'interno degli Stati membri dell'Unione Europea o in altri Stati firmatari dell'Accordo sullo Spazio Economico Europeo prima che ciò avvenga.

Only in exceptional cases is the full IP address transferred to a Google server in the USA and shortened there. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. The IP address transmitted by your browser within the framework of Google Analytics is not merged with other Google data.

You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you agree to the processing of the data collected about you by Google in the manner and for the purpose described above.