Crédit Agricole next bank, Esplanade de Pont Rouge 4-6 - CP 1250, 1211 Genève 26
Crédit Agricole next bank (Suisse) SA is part of the international Crédit Agricole Group, one of Europe's leading banking groups. The Swiss subsidiary provides comprehensive financial services focused on private clients.
The Crédit Agricole next bank is regulated by FINMA (Swiss Financial Market Supervisory Authority) and emphasizes customer proximity and transparency.
The loan offer from Crédit Agricole
The offer from Crédit Agricole next bank includes standard personal loans as well as more affordable personal loans for homeowners.
Detailed information about the online personal loan: Crédit Agricole Next Bank
| Effective annual interest rates: | 7,75% |
| Effective annual interest rates for homeowners: | 4,49% |
| Amount of loan | 5.000 CHF - 80.000 CHF |
| Term | 12 - 84 Months |
| Fees: | none |
Representative example
| Amount of loan | 50.000 CHF |
| Term | 48 months |
| Monthly costs | 1.215 CHF |
| Total costs: | 58.310 CHF |
Representative example for homeowners
| Amount of loan | 50.000 CHF |
| Term | 48 months |
| Monthly costs | 1.140 CHF |
| Total costs: | 54.718 CHF |
Loan features
| Credit insurance possible: | Yes |
| Free early repayment: | Yes |
| Free full repayment: | Yes |
| No fees: | Yes |
| Loan refinancing possible: | Yes |
| Loan increase possible: | Yes |
| Document upload possible: | Yes |
| Bank provider: | Yes |
| Digital signature: | Yes |
| 100% Online: | Yes |
| Loan decision within 24 hours: | Yes |
Conditions
| Maximum age: | 70 (at the end of the contract) |
| Employment type: | Permanent, unlimited, and non-terminated employment contract for 6 months |
| Self-employed possible: | No |
Documents to be submitted
| Copy of ID, C/B permit (minimum 2 years), salary statements (last 3 months), employment contract |
Remarks
| Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry. |
About the Loan
This loan is suitable for various personal financing needs, such as home improvements, purchases, or refinancing. Loan amounts range from CHF 5,000 to CHF 80,000, and repayment terms are flexible between 12 and 84 months.
A prerequisite for the granting of a loan is that the applicant is a customer of Crédit Agricole next bank. The effective annual interest rate for personal loans is 7.75%, or 4.49% for homeowners (primary residence). Following the online application, a rapid creditworthiness assessment is carried out with a preliminary decision. The contract can be signed digitally. The monthly instalments remain constant throughout the term, ensuring good financial planning. Disbursement takes place after expiry of the statutory 14-day withdrawal period.
Advantages of Crédit Agricole personal loan
The advantages at a glance:
- Loan amount from CHF 5,000 to CHF 80,000
- Flexible loan terms between 12 and 84 months
- Teil der renommierten Crédit Agricole Gruppe
- Quick decision after online application
- Digital contract processing
- Payout after the withdrawal period
- No hidden fees
Applying for the loan is simple and fast via the website. Credit assessment and decision by Crédit Agricole next bank are discreet and efficient. After contract conclusion, the loan is paid out to your bank account following the 14-day legal withdrawal period.
* The Crédit Agricole next bank private loan is currently not offered by any of our partners.