CG24 Group – Credit (Personal Credit) *

CG 24
CG24 Group AG, Baselstrasse 60, 8048 Zürich

CG24 Group is an online finance marketplace and offers borrowers the opportunity to take out personal, real estate and business loans as well as private and professional investors the opportunity to finance these loan projects. As a fintech platform, CG24 Group has designed the lending process to be efficient. This benefits borrowers and investors alike, through fair interest rates for borrowers and attractive returns for investors. The platform was launched in 2015 and aims to make the online lending process fairer and more transparent. With over CHF 1 billion in loans granted, CG24 Group is the Swiss market leader. CG24 Group is subject to the Association for Quality Assurance of Financial Services VQF and is an approved financial intermediary. The CG24 Group team also has many years of professional experience. Through technology and innovation, CG24 Group aims to ensure that the credit market benefits society as a whole.

CG24 Group currently employs over 30 people. CG24 Group is headquartered in Zurich, Altstetten.

Loans offered by CG24

CG24 Group's product range includes:

  • Debt rescheduling loans
  • Further education loans
  • Renovation loan
  • Car Loan
  • Health Loan
  • Real estate financing
  • Financial investments

Detailed information about the online personal loan: CG24

Effective annual interest rates:4,86% - 9,95%
Amount of loan5.000 CHF - 250.000 CHF
Term12 - 84 Months
Fees:One-time 1% (minimum 50 CHF)
The interest rates shown here include the effective annual interest rate and the one-time up-front service fee. Up to 1% of the outstanding loan amount, with a minimum of CHF 50.

Representative example

Amount of loan50.000 CHF
Term48 months
Monthly costs1.137 CHF - 1.254 CHF
Total costs:54.567 CHF - 60.204 CHF
Of which fees:500,00 CHF

Loan features

Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes

Conditions

Maximum age:65 (at the end of the contract)
Employment type:Non-terminated and permanent employment (minimum CHF 3,500 per month)
Self-employed possible:No

Documents to be submitted

Copy of ID, C/B permit, salary statements (for the last 3 months)

Remarks

Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.

CG24 Loans

The CG24 private credit offers the possibility of a cash loan, which can be applied for different purposes. The borrower can flexibly adjust the credit period to his personal needs. The credit application is made quickly and discreetly. The terms of the personal loan range from 12 to 84 months, whereby the borrower determines the term. The loan amount can be between CHF 5000 and CHF 250000.

CG24 Group supports its clients in finding suitable financing for their individual life situation and accompanies them in the long term and sustainably as a partner at eye level. In addition, clients are provided with competent and solution-oriented advice to clarify concerns quickly, effectively and transparently.

CG24 loan interest rates

The effective annual interest rates for the CG24 Private Loan Plus range from 4.86% to 9.95% and depend on personal creditworthiness as well as the loan terms. Processing fee: One-time 1% of the outstanding loan amount, minimum CHF 50.
The loan application can be made easily and quickly on the website. The disbursement of the loan takes place as soon as the credit project has been financed by the investors.

Advantages of CG24 Loans

The advantages at a glance:

  • Faire, schnelle und flexible Kreditvergabe
  • Early repayments possible
  • Registration on CG24 is free of charge, as is account management
  • Low attractive interest rates
  • No hidden costs, transparent fees
  • Protection of personal data

* The CG24 personal loan is currently not offered by any of our partners.