Loan Comparison Switzerland: The Original! Compare low-interest loans and apply online.

Daily updated loan comparison. 18 online offers compared for personal loans. 100% free of charge, fast and reliable.

The comparison portal Kreditvergleich.ch specializes in independent comparisons for a safe, fair, and targeted way of searching for loans.
Our overview of all reputable Swiss credit providers In Switzerland, it is possible to find the most suitable loan safely and quickly.
Our individual loan comparisons are revolutionising the Swiss credit market, whether Personal Loan, Corporate Loan or Mortgages.

  • Largest Swiss loan comparison
  • Neutral and independent
  • Expert loan consulting
  • 100% free & legit
  • Daily updated interest rates
  • All loan providers
  • Loan request without ZEK entry
  • The Swiss original

The following personal loan comparison for Switzerland provides a preliminary overview without requiring any personal data.

Increase your chances of approval: Avoid making multiple applications to different credit providers.

All credit enquiries in Switzerland are registered with the Central Office for Credit Information (ZEK). The ZEK provides information on current obligations (loans, leases and credit cards), on enquiries made and on payment behaviour. Multiple enquiries with individual credit banks can lead to subsequent rejections (poorer credit rating). You can find more information on the ZEK here: https://www.zek.ch/de-ch/kredit-leasingnehmer/eintrage-zu-meiner-person

Representative examples according to the PBV:
The credit conditions shown below are for illustrative purposes and are based on typical assumptions. Effective interest rates and monthly installments may vary depending on the provider.

Loan Comparison Switzerland: Last updated on 23 March 2026

  • 18 current loan offers
  • 3 calculation filters (employees, self-employed and homeowners)
  • Annual interest rates from 3.95% to 9.9%
  • Output: Annual Percentage Rate (APR)
  • Detailed breakdown of acceptance criteria, features, and total costs

Important: The minimum interest rates shown by the credit providers are granted to only a small fraction of applicants. With an optional credit inquiry on our website, you benefit from competent, personalized credit advice from loan specialists – without a ZEK entry.

Loan comparison (interactive loan calculator) with input of loan amount and loan term:

50.000 CHF
48 Months
 Homeowner
 Self-employed
Ihre Auswahl ergab keine Ergebnisse. Versuchen Sie eine andere Kreditsumme bzw. Laufzeit
PostFinance - Personal loan
Interest Rate3.95% - 8.9%
Amount of loan1.000 CHF - 80.000 CHF
Monthly Costs1.128 CHF - 1.242 CHF
Total costs54.136 CHF- 59.610 CHF
Interest Rate3.95% - 8.9%
Amount of loan1.000 CHF - 80.000 CHF
Monthly Costs1.128 CHF - 1.242 CHF
Total costs54.136 CHF - 59.610 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:3,95% - 8,9%
Monthly costs:1.128 CHF - 1.242 CHF
Total costs:54.136 CHF - 59.610 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:64 (at the end of the contract)
Employment:Permanent employment
Self-employed allowed:No
Documents to be submitted
ID, C/B permit, pay slips (last 3 months)
Bank information:
Bank name:PostFinance
Address:PostFinance AG, Mingerstrasse 20, CH- 3030 Bern
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about PostFinance
Loan Enquiry
Cashare - Personal loan
Interest Rate4.4% - 9.9%
Amount of loan1.000 CHF - 1.000.000 CHF
Monthly Costs1.104 CHF - 1.228 CHF
Total costs52.982 CHF- 58.932 CHF
Interest Rate4.4% - 9.9%
Amount of loan1.000 CHF - 1.000.000 CHF
Monthly Costs1.104 CHF - 1.228 CHF
Total costs52.982 CHF - 58.932 CHF
Further Information Close
Loan Enquiry
Loan terms:
If the loan agreement is concluded, a platform fee of 0.75% per year of the received loan amount is charged (minimum fee for personal loans CHF 75.00). This fee is included in our loan comparison in the total costs.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,4% - 9,9%
Monthly costs:1.104 CHF - 1.228 CHF
Total costs:52.982 CHF - 58.932 CHF
Of which fees:
0.75% per year (minimum 75 CHF/year)		1.500 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:70 (at the end of the contract)
Employment:Regular income
Self-employed allowed:Yes, 2 years of activity
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:Cashare
Address:Cashare AG, Bösch 73, CH – 6331 Hünenberg
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about Cashare
Loan Enquiry
Lend - Personal loan
Interest Rate4.61% - 9.96%
Amount of loan10.000 CHF - 200.000 CHF
Monthly Costs1.143 CHF - 1.267 CHF
Total costs54.847 CHF- 60.824 CHF
Interest Rate4.61% - 9.96%
Amount of loan10.000 CHF - 200.000 CHF
Monthly Costs1.143 CHF - 1.267 CHF
Total costs54.847 CHF - 60.824 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,61% - 9,96%
Monthly costs:1.143 CHF - 1.267 CHF
Total costs:54.847 CHF - 60.824 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:65
Employment:Permanently employed, not terminated, probation period must be completed.
Self-employed allowed:Yes / for 2 years
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:Lend
Address:Lend (Switzerlend AG), Mühlebachstrasse 38, CH-8008 Zürich
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about Lend
Loan Enquiry
Bob Finance - Personal loan
Interest Rate4.7% - 9.9%
Amount of loan3.000 CHF - 80.000 CHF
Monthly Costs1.145 CHF - 1.266 CHF
Total costs54.945 CHF- 60.755 CHF
Interest Rate4.7% - 9.9%
Amount of loan3.000 CHF - 80.000 CHF
Monthly Costs1.145 CHF - 1.266 CHF
Total costs54.945 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,7% - 9,9%
Monthly costs:1.145 CHF - 1.266 CHF
Total costs:54.945 CHF - 60.755 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:64 (at the end of the contract)
Employment:Non-terminated and permanent employment in Switzerland or Liechtenstein
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:Bob Finance
Address:bob Finance (Valora Schweiz AG), Hardturmstrasse 161, CH–8005 Zürich
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about Bob Finance
Loan Enquiry
CG24 Group - Personal loan
Interest Rate4.86% - 9.95%
Amount of loan5.000 CHF - 250.000 CHF
Monthly Costs1.137 CHF - 1.254 CHF
Total costs54.567 CHF- 60.204 CHF
Interest Rate4.86% - 9.95%
Amount of loan5.000 CHF - 250.000 CHF
Monthly Costs1.137 CHF - 1.254 CHF
Total costs54.567 CHF - 60.204 CHF
Further Information Close
Loan Enquiry
Loan terms:
The interest rates shown here include the effective annual interest rate and the one-time up-front service fee. Up to 1% of the outstanding loan amount, with a minimum of CHF 50.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,86% - 9,95%
Monthly costs:1.137 CHF - 1.254 CHF
Total costs:54.567 CHF - 60.204 CHF
Of which fees:
One-time 1% (minimum 50 CHF)		500 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment:Non-terminated and permanent employment (minimum CHF 3,500 per month)
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:CG 24
Address:CG24 Group AG, Letzigraben 89, CH-8003 Zürich
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about CG24 Group
Loan Enquiry
Migrosbank - Personal loan
Interest Rate4.9% - 7.9%
Amount of loan1.000 CHF - 100.000 CHF
Monthly Costs1.149 CHF - 1.218 CHF
Total costs55.162 CHF- 58.478 CHF
Interest Rate4.9% - 7.9%
Amount of loan1.000 CHF - 100.000 CHF
Monthly Costs1.149 CHF - 1.218 CHF
Total costs55.162 CHF - 58.478 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:4,9% - 7,9%
Monthly costs:1.149 CHF - 1.218 CHF
Total costs:55.162 CHF - 58.478 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Bank provider:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:64 (at the end of the contract)
Employment:Permanent and non-terminated employment
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit (min. 2 years), debt enforcement register extract, pay slips (last 3 months)
Bank information:
Bank name:Migros Bank
Address:Migros Bank AG, Seidengasse 12, CH-8001 Zürich
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about Migros Bank
Loan Enquiry
Crowd4Cash - Personal loan
Interest Rate5.9% - 9.9%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.172 CHF - 1.266 CHF
Total costs56.254 CHF- 60.755 CHF
Interest Rate5.9% - 9.9%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.172 CHF - 1.266 CHF
Total costs56.254 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
If the loan agreement is concluded, a platform fee of 0.8% per year of the received loan amount (minimum fee CHF 60.00) is charged. These fees are included in the displayed effective annual interest rates.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:5,9% - 9,9%
Monthly costs:1.172 CHF - 1.266 CHF
Total costs:56.254 CHF - 60.755 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Crowdfunding provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:64 (at the end of the contract)
Employment:Permanent employment: With the same employer for at least 3 months
Self-employed allowed:Yes
Documents to be submitted
Copy of ID, C/B permit (minimum 2 years), debt enforcement register extract, salary statements (last 3 months), rental agreement, health insurance policy.
Bank information:
Bank name:Crowd4Cash
Address:Crowd4Cash (Crowd Solutions AG), Bellevueweg 42, CH-6300 Zug
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about Crowd4Cash
Loan Enquiry
Cembra - Personal loan
Interest Rate5.95% - 9.95%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.173 CHF - 1.267 CHF
Total costs56.309 CHF- 60.813 CHF
Interest Rate5.95% - 9.95%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.173 CHF - 1.267 CHF
Total costs56.309 CHF - 60.813 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:5,95% - 9,95%
Monthly costs:1.173 CHF - 1.267 CHF
Total costs:56.309 CHF - 60.813 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment:Permanent employment
Self-employed allowed:Yes
Documents to be submitted
ID, C/B permit, pay slips (last 3 months)
Bank information:
Bank name:Cembra
Address:Cembra Money Bank AG, Löwenstrasse 52, CH-8001 Zürich
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry auf unserer Webseite erhalten Sie eine kostenlose, personalisierte Beratung. Diese Vorabberatung erfolgt ohne ZEK-Abfrage..
Further information about Cembra
Loan Enquiry
Credit Now - Personal loan
Interest Rate6.2% - 8.9%
Amount of loan5.000 CHF - 250.000 CHF
Monthly Costs1.179 CHF - 1.242 CHF
Total costs56.584 CHF- 59.610 CHF
Interest Rate6.2% - 8.9%
Amount of loan5.000 CHF - 250.000 CHF
Monthly Costs1.179 CHF - 1.242 CHF
Total costs56.584 CHF - 59.610 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:6,2% - 8,9%
Monthly costs:1.179 CHF - 1.242 CHF
Total costs:56.584 CHF - 59.610 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:70 (at the end of the contract)
Employment:Regular income from a non-terminated employment / probation period completed
Self-employed allowed:Yes / for 2 years
Documents to be submitted
Copy of ID, C/B permit (min. 2 years), pay slips (last 3 months)
Bank information:
Bank name:Credit Now (BANK-now AG)
Address:BANK-now AG, Neugasse 18, CH-8810 Horgen
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about Credit Now
Loan Enquiry
Cashgate - Personal loan
Interest Rate6.9% - 9.9%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF- 60.755 CHF
Interest Rate6.9% - 9.9%
Amount of loan1.000 CHF - 250.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
For Swiss citizens or persons with a C permit and an income of CHF 4,500 or more, the interest rates apply: Loan term 48 months or less = 6.9 %. Loan term 60 months = 7.9 %. Loan term 72 months or more = 8.9 %. For Swiss citizens or persons with a C or B permit and an income under CHF 4,500, the interest rates apply: Loan term 48 months or less = 8.9 %. Loan term 60 months = 9.9 %. Loan term 72 months or more = 8.9 %.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:6,9% - 9,9%
Monthly costs:1.195 CHF - 1.266 CHF
Total costs:57.360 CHF - 60.755 CHF
Loan features
Second applicant possible:Yes
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment:Non-terminated and permanent employment
Self-employed allowed:Yes
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:Cashgate
Address:Cembra Money Bank AG (acting under its brand cashgate)
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about Cashgate
Loan Enquiry
WKB - Personal loan
Interest Rate6.9%
Amount of loan100 CHF - 80.000 CHF
Monthly Costs1.195 CHF
Total costs57.360 CHF
Interest Rate6.9% - %
Amount of loan100 CHF - 80.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:6,9%
Monthly costs:1.195 CHF
Total costs:57.360 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Bank provider:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment:Regular income from a non-terminated employment
Self-employed allowed:No
Documents to be submitted
Usually copy of ID, C/B permit, salary statements (last 3 months)
Bank information:
Bank name:Walliser Kantonalbank
Address:Walliser Kantonalbank, Place des Cèdres 8, CH-1951 Sitten
Further information about WKB
Loan Enquiry
ècash (Cornèrbank) - Personal loan
Interest Rate6.9% - 9.9%
Amount of loan5.000 CHF - 80.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF- 60.755 CHF
Interest Rate6.9% - 9.9%
Amount of loan5.000 CHF - 80.000 CHF
Monthly Costs1.195 CHF - 1.266 CHF
Total costs57.360 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:6,9% - 9,9%
Monthly costs:1.195 CHF - 1.266 CHF
Total costs:57.360 CHF - 60.755 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment:Non-terminated and permanent employment
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit, salary statements (for the last 3 months)
Bank information:
Bank name:ècash (Cornèrbank)
Address:ècash Cornèrbank AG, Via Canova 16, CH-6901 Lugano
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about ècash (Cornèr Bank)
Loan Enquiry
Genfer Kantonalbank - Personal loan
Interest Rate7.4%
Amount of loan2.500 CHF - 70.000 CHF
Monthly Costs1.207 CHF
Total costs57.917 CHF
Interest Rate7.4% - %
Amount of loan2.500 CHF - 70.000 CHF
Monthly Costs1.207 CHF - 1.266 CHF
Total costs57.917 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
The BCGE personal loan can only be granted by opening a BCGE personal account with a standing order to repay the loan instalments.
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:7,4%
Monthly costs:1.207 CHF
Total costs:57.917 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Bank provider:Yes
Conditions
Maximum age:65 (at the end of the contract)
Employment:Permanent employment (after completion of probation period)
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit (min. 2 years), pay slips (last 3 months), copy of the latest electricity or phone bill
Bank information:
Bank name:Genfer Kantonalbank
Address:Banque Cantonale de Genève, Quai de l'Ile 17 - P.O. Box 2251, CH-1211 Geneva
Further information about BCGE
Loan Enquiry
Crédit Agricole Next Bank - Personal loan
Interest Rate7.75%
Amount of loan5.000 CHF - 80.000 CHF
Monthly Costs1.215 CHF
Total costs58.310 CHF
Interest Rate7.75% - %
Amount of loan5.000 CHF - 80.000 CHF
Monthly Costs1.215 CHF - 1.266 CHF
Total costs58.310 CHF - 60.755 CHF
Further Information Close
Loan Enquiry
Loan terms:
Desired loan amount:50000
Desired loan term:48 months
Number of installments:48
Loan interest:7,75%
Monthly costs:1.215 CHF
Total costs:58.310 CHF
Loan features
Credit insurance possible:Yes
Free early repayment:Yes
Free full repayment:Yes
No fees:Yes
Loan refinancing possible:Yes
Loan increase possible:Yes
Document upload possible:Yes
Bank provider:Yes
Digital signature:Yes
100% Online:Yes
Loan decision within 24 hours:Yes
Conditions
Maximum age:70 (at the end of the contract)
Employment:Permanent, unlimited, and non-terminated employment contract for 6 months
Self-employed allowed:No
Documents to be submitted
Copy of ID, C/B permit (minimum 2 years), salary statements (last 3 months), employment contract
Bank information:
Bank name:Crédit Agricole Next Bank
Address:Crédit Agricole next bank (Suisse) SA, Rue du Rhône 67, CH-1204 Geneva
Important: The minimum interest rates shown by credit providers are granted to only a small fraction of applicants. Credit specialists negotiate with the banks on your behalf. By submitting an optional Loan Enquiry on our website, you will receive free, personalized advice. This preliminary consultation is conducted without a ZEK enquiry.
Further information about Crédit Agricole
Loan Enquiry

Loan Comparison Calculator Filter
No filter: Personal credit offers for employees / Filter: Personal credit for homeowners and employees / Filter: Personal credit for self-employed / Filter: Personal credit for homeowners and self-employed / More info: More details on the credit offer

All personal loan offers in a tabular view

Provider
Amount of loan
Term
Interest Rate
Charges
ProviderCredit Now
Personal Loan
Amount of loan5.000 - 250.000 CHF
Term6 - 84 Months
Interest Rate6,20 - 8,90%
Chargesnone
Loan Enquiry
ProviderCredit Now
(for homeowners)
Amount of loan5.000 - 250.000 CHF
Term6 - 84 Months
Interest Rate4,90 - 7,10%
Chargesnone
Loan Enquiry
ProviderMigrosbank
Personal Loan
Amount of loan1.000 - 100.000 CHF
Term6 - 84 Months
Interest Rate4,90 - 7,90%
Chargesnone
Loan Enquiry
ProviderBob Finance
Personal Loan
Amount of loan3.000 - 80.000 CHF
Term6 - 120 Months
Interest Rate4,70 - 9,90%
Chargesnone
Loan Enquiry
ProviderPostFinance
Personal Loan
Amount of loan1.000 - 80.000 CHF
Term6 - 84 Months
Interest Rate3,95 - 8,90%
Chargesnone
Loan Enquiry
ProviderCembra
Personal Loan
Amount of loan1.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate5,95 - 9,95%
Chargesnone
Loan Enquiry
ProviderCG24 Group
Personal Loan
Amount of loan5.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate4,86 - 9,95%
ChargesOne-time 1% (minimum 50 CHF)
Loan Enquiry
ProviderCrowd4Cash
Personal Loan
Amount of loan1.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate5,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderCashare
Personal Loan
Amount of loan1.000 - 1.000.000 CHF
Term1 - 60 Months
Interest Rate4,40 - 9,90%
Charges0.75% per year (minimum 75 CHF/year)
Loan Enquiry
ProviderGenfer Kantonalbank
Personal Loan
Amount of loan2.500 - 70.000 CHF
Term6 - 60 Months
Interest Rate7,40%
Chargesnone
Loan Enquiry
ProviderGenfer Kantonalbank
(for homeowners)
Amount of loan2.500 - 70.000 CHF
Term6 - 60 Months
Interest Rate5,20%
Chargesnone
Loan Enquiry
ProviderWKB
Personal Loan
Amount of loan100 - 80.000 CHF
Term1 - 60 Months
Interest Rate6,90%
Chargesnone
Loan Enquiry
Providerècash (Cornèrbank)
Personal Loan
Amount of loan5.000 - 80.000 CHF
Term12 - 84 Months
Interest Rate6,90 - 9,90%
Chargesnone
Loan Enquiry
Providerècash (Cornèrbank)
(for homeowners)
Amount of loan5.000 - 80.000 CHF
Term12 - 84 Months
Interest Rate5,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderCrédit Agricole Next Bank
Personal Loan
Amount of loan5.000 - 80.000 CHF
Term12 - 84 Months
Interest Rate7,75%
Chargesnone
Loan Enquiry
ProviderCrédit Agricole Next Bank
(for homeowners)
Amount of loan5.000 - 80.000 CHF
Term12 - 84 Months
Interest Rate4,49%
Chargesnone
Loan Enquiry
ProviderCashgate
Personal Loan
Amount of loan1.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate6,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderCashgate
(for homeowners)
Amount of loan1.000 - 250.000 CHF
Term12 - 84 Months
Interest Rate3,90 - 9,90%
Chargesnone
Loan Enquiry
ProviderLend
Personal Loan
Amount of loan10.000 - 200.000 CHF
Term12 - 84 Months
Interest Rate4,61 - 9,96%
Charges0.7 % – 1.3 % per year
Loan Enquiry

Missing a loan provider for personal loans? Contact us: info @ kreditvergleich.ch

Important Information: If you submit credit applications directly to several credit providers, your creditworthiness will deteriorate due to the ZEK queries from each provider. Fill out our form "Loan Application" to receive a free preliminary consultation (credit comparison) without a ZEK query - your creditworthiness remains unaffected.

Please note: Although we constantly strive to make the calculations in our Swiss credit comparison as accurate as possible, we cannot guarantee 100% accuracy. Our credit specialists do not work together with all of the credit providers listed in our loan comparison. Click on "Loan Application" to receive competent & free loan advice and subsequently, if desired, suitable credit offers.

General information on personal loans, corporate loans and mortgages

What does a personal loan cost?

The following examples are calculated for a term of 48 months.

Loan 10000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
229.45 CHF / Month

Loan 20000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
458.95 CHF / Month

Loan 50000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
1147.30 CHF / Month

Loan 100000
Term : 48 Months
Eff. Annual interest rate : 4,9 %
2294.65 CHF / Month

The size of your monthly loan instalment depends on 3 factors: The Loan amount in francs, the Term and the applicable interest rate (depending on personal creditworthiness). With the Loan Calculator you can compare the expected monthly costs of your desired loan quickly and easily.

Find the right loan with our loan comparison

Loan application

Fill in and send the online loan application

More Info

Receive loan offers

Receive attractive and individual credit offers from our credit specialists.

Fill in the loan documents

Fill in and sign the credit documents and send them back - done!

Kreditvergleich FAQ

In Switzerland, there is no single “best” loan. The terms depend heavily on an individual’s creditworthiness. The better the creditworthiness, the higher the chances of obtaining a loan at a low interest rate within the range of the advertised “headline rates.” As part of the credit assessment, banks and lenders evaluate creditworthiness in accordance with the Consumer Credit Act (KKG). This typically also includes a check with the ZEK (Central Office for Credit Information) to assess existing obligations and payment behavior.
First, an independent comparison should be used to obtain an overview of the market in order to review the available loan offers in Switzerland. In particular, the loan features as well as personal eligibility should be considered. An independent consultation without a ZEK inquiry by credit specialists can also be helpful. Credit professionals are generally familiar with the approval rates of lenders for favorable interest rates. Only when a final loan application is submitted will a ZEK inquiry be triggered by the lender to assess legal creditworthiness.
Yes, since interest rates and fees vary from provider to provider, a credit comparison is definitely recommended. Depending on the loan amount and term, up to several thousand francs can be saved by comparing loan offers.
The use of our loan comparison is absolutely free of charge - there are no fees or hidden costs whatsoever.
To use our Loan comparison (credit calculator) you only need to know the size of the loan you require and the term over which you would like to repay it. For our loan application, on the other hand, we will require the following information:
  • Required loan amount
  • Desired loan term
  • Your name
  • Your date of birth
  • Your nationality
  • Your marital status
  • Occupational status
  • Net monthly income
  • Your address
  • Telephone number *
  • A copy of your Swiss identity card or residence permit B or C
  • Your last 3 pay slips
  • If the loan is to be used for debt consolidation a copy of the existing loan agreement will be required
  • A copy of your health insurance policy and further documents may be required
According to the Consumer Credit Act (CCA), the creditworthiness of the borrower has the highest priority. A regular income is therefore the most important requirement for applying for a loan.
  • Minimum age: 18 years. Maximum age: 68 years, whereby the loan must be repaid in full by the age of 69.
  • Regular income
  • Residence in Switzerland or Liechtenstein
  • Swiss citizenship or residence permit B or C
  • No loss certificate, ongoing debt collection or seizures

In our loan comparison, you will find NO debt restructuring and NO instant loans!

Comme rapporté le 02.09.2024 (Reklamationszentrale), many unscrupulous operators are currently active in Switzerland in the areas of credit brokerage and debt restructuring. Credit institutions are often based abroad but use a Swiss mailing address and advertise instant loans. Hidden clauses often contain excessive fees for arranging debt restructuring — even when no loan agreement is concluded.

Warning: Even if the website’s imprint lists a Swiss company headquarters, a company with a mailbox address in Switzerland may be fraudulent.

The websites of dubious companies attempt to give consumers the impression that credit is being granted on application forms. However, in the small print or in the general terms and conditions it is pointed out that no loans are granted, but that financial advice is provided for a fee.

Credit Switzerland: Information 2026

Since January 1, 2016, there are no instant loans in Switzerland (exception: up to a 3-month term and/or for a loan amount of 80,000 francs or more). Every borrower can withdraw from the contract within 14 days of signing the loan application without giving any reason (Consumer Credit Act, Art. 16, para. 1). On Loan Switzerland you will find more information.

We rely on an independent and transparent credit comparison without the need to provide personal data. With an optional credit inquiry on our website, you receive ZEK-neutral and personalized credit advice from loan specialists. All listed credit providers have a real registered office in Switzerland and are carefully reviewed by us for their credibility.

After the independent credit comparison: Optional Loan inquiry

You receive 100% free, independent and professional advice in your preferred language (German, Italian, French, English). The personal consultation is tailored individually to the loan seeker.

Personalised advicePersonalised advice
We will find the right loan for you with free and independent advice.

Online credit calculatorcredit calculator
Mit dem Online credit calculator , the expected monthly and total costs can be calculated quickly & easily.

Secure and DiscreetSecure and Discreet
Your personal data will be encrypted and transmitted via SSL connection and will not be passed on to third parties.

Fast and ReliableFast and Reliable
Once we have received and checked your credit application you can expect a prompt provisional credit decision.

Kreditvergleich.ch in the Media

Fintechnews.ch

Moneycab

Leader Digital

Netzwoche

Presseportal Schweiz

Please note: According to Swiss law the granting of a loan is prohibited if it could lead to excessive debt (Art. 3 UWG).